Calling Doctor Payne.
So, how often would you say you see your primary care physician? I am always very punctual about taking my kids to see their pediatrician, as I am sure most parents are, but I am sure we can be of more good to our children if we also took care of ourselves. Maybe if your doctor gave you some stickers and a sucker at the end of your visit you would be more inclined to go and see your doctor? Maybe you are waiting to get a quality CA health insurance policy before going to see a doctor. So, if you are not sick and you take good care of yourself why is it necessary to go to your wellness check-ups?
In a recent article by Fox News titled, Without Primary Care, Less Awareness of Illness it stated the following, “In a new U.S. study, people who said emergency rooms were their usual site of medical care were less likely to know they had chronic conditions, including high blood pressure and high cholesterol, than those who got primary care at doctors' offices or clinics.” Individuals without a California medical insurance policy will most likely attempt to avoid going to the doctor. Many of us may have minor symptoms, however if they go undiagnosed and untreated these symptoms could turn into a serious illness. So, should you simply wait as long as you can and go to the emergency room if something serious arises?
About emergency rooms Dr. George Rust, head of the National Center for Primary Care at the Morehouse School of Medicine in Atlanta said, “They are set up to deal with urgencies. What they are not able to do is provide long-term continuity of care. (They're) not a great place to get your high blood pressure treated or your other chronic medical needs taken care of." In the Fox News article a study was performed in regards to where most individuals seek medical attention and whether or not they had any unknown medical conditions. It turns out that “Seventy-two percent of the ER users with high cholesterol didn't know about it, compared to 61 or 62 percent of people who got their care at private offices and clinics.” Since health insurance in California can be a little confusing it is important to know some helpful facts before shopping around.
California health insurance policies most often provide coverage for:
- Doctors visits
- Prescriptions
- Medical Testing
- Specialized care
- Surgical procedures
Each individual, family and even CA small business are unique. It is important to be aware of your financial state when seeking out medical coverage and to be aware of what your CA insurance agent can offer. Below are various examples of CA medical insurance plans that are available.
Indemnity Plans (or Fee-for services plans)
- Cafeteria/Flexible Spending Plans
- Indemnity Health Plans
- Basic & Essential Health Plans
- High Deductible Health Plans (HDHP)
- Health Savings Accounts (HSA)
Managed Care Plans
- Health Maintenance Organizations (HMOs)
- Preferred Provider Organizations (PPO)
Here at Professional Choice Insurance we would love to discuss a CA health insurance plan that is personally tailored for your needs. You may also be looking for CA small business insurance in order to provide quality group benefits for your company. Remember to give us a call soon and ask about our FREE $10 gas card giveaway for every line of insurance you request.
